Faithland Investments & Financial Investments Services, Inc. DBA Steve Soyebo Insurance Agency

Legal

Terms & Conditions | Web Disclaimer

Effective Date: January 10, 2026  |  Last Updated: January 10, 2026

1. Introduction

This Terms and Conditions / Website Disclaimer ("Disclaimer") applies to the website and digital properties of Faithland Investments & Financial Services, Inc. (doing business as "Steve Soyebo Insurance Agency"), a Texas corporation. Business Information: • Legal Entity: Faithland Investments & Financial Services, Inc. • DBA: Steve Soyebo Insurance Agency • Physical Address: 9730 Southwest Fwy, Suite 222, Houston, TX 77074 • Email: office@stevesoyebo.com • Phone: (713) 773-9300 • Business Hours: Monday–Friday, 10:00 AM to 5:00 PM CST By accessing or using our Website, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer, along with our Terms of Use and Privacy Policy, which are incorporated herein by reference. IF YOU DO NOT AGREE WITH THIS DISCLAIMER, YOU MUST IMMEDIATELY CEASE USING OUR WEBSITE.

2. Scope of Disclaimer

This Disclaimer covers all content, information, materials, tools, calculators, quotes, and resources available on our Website, including general insurance information and educational content, insurance quotes and premium estimates, blog posts and articles, calculators and interactive tools, forms and applications, videos and multimedia content, downloadable resources, links to third-party websites, user-generated content and testimonials, and social media posts and communications.

3. Information is for General Purposes Only

CRITICAL NOTICE: The information provided on our Website is for general informational and educational purposes only. It does NOT constitute professional advice of any kind. Our Website content is NOT legal advice, financial advice or investment recommendations, tax advice, actuarial advice, medical advice, professional insurance advice tailored to your specific circumstances, a comprehensive analysis of your insurance needs, a recommendation to purchase any specific insurance product, or a binding contract or commitment of coverage. You should consult with a licensed insurance agent or broker for personalized advice, review all policy documents before purchasing, and seek licensed professionals in relevant fields for specialized advice.

4. No Guarantee of Accuracy, Completeness, or Currency

While we make reasonable efforts to provide accurate and up-to-date information, we do NOT guarantee that information on our Website is accurate, complete, or current; content reflects the most recent legal or regulatory changes; insurance product descriptions are comprehensive; coverage details or pricing information is current; or links to external resources are functional. Information on our Website may contain errors or omissions, be outdated, be incomplete, or not account for recent legal or regulatory changes. We have NO obligation to update Website content to reflect current information, notify you of changes in laws or regulations, or correct errors once published.

5. Insurance Quotes and Estimates Disclaimer

ALL INSURANCE QUOTES AND PREMIUM ESTIMATES PROVIDED ON OUR WEBSITE ARE APPROXIMATIONS ONLY AND ARE SUBJECT TO CHANGE. Quotes displayed are estimates based on limited information, may not reflect your final premium amount, are subject to underwriting review, may change based on additional information, and are not binding commitments of coverage. CRITICAL: Obtaining a quote does NOT provide insurance coverage. You are NOT covered by insurance until your application has been submitted and approved, the insurance carrier has issued a policy, premium payment has been received and processed, and you have received written confirmation of coverage. Do NOT assume you have coverage based on a quote. Do NOT cancel existing insurance until new coverage is confirmed in writing.

6. No Insurance Agent-Client Relationship

Simply visiting, browsing, or using our Website does NOT create an insurance agent-client relationship or any professional relationship with Faithland Investments & Financial Services, Inc. DBA Steve Soyebo Insurance Agency. An agent-client relationship is established ONLY when you execute a signed client service agreement with us, submit a completed insurance application through us, we agree in writing to represent you, we bind coverage on your behalf with a carrier, or you receive written confirmation of your policy.

7. Third-Party Links and Resources

Our Website may contain links to third-party websites, resources, tools, and services. These links are provided for your convenience and informational purposes only. We do NOT endorse, control, or assume responsibility for the content, privacy practices, or accuracy of any third-party websites. Accessing third-party links is at your own risk. We are not responsible for any damages or losses resulting from your use of third-party websites or services linked from our Website.

8. Testimonials and Reviews Disclaimer

Testimonials, reviews, and success stories on our Website represent individual experiences and results. These are not guarantees of future results or outcomes for any other client. Individual results vary based on personal circumstances, insurance needs, market conditions, and other factors outside our control. Past results for other clients do not guarantee similar results for you.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FAITHLAND INVESTMENTS & FINANCIAL SERVICES, INC. DBA STEVE SOYEBO INSURANCE AGENCY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING FROM YOUR USE OF OUR WEBSITE OR RELIANCE ON ANY INFORMATION CONTAINED THEREIN. This includes but is not limited to: damages for loss of profits, data, goodwill, or other intangible losses; damages resulting from inaccurate or incomplete information; damages from third-party actions; and damages from technical failures.

10. Indemnification

You agree to indemnify, defend, and hold harmless Faithland Investments & Financial Services, Inc. DBA Steve Soyebo Insurance Agency and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with your access to or use of our Website, your violation of this Disclaimer, or your violation of any rights of another party.

11. Governing Law

This Disclaimer shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising out of or relating to this Disclaimer shall be resolved in the courts located in Houston, Harris County, Texas.

12. Contact Information

For questions about this Terms and Conditions / Web Disclaimer, please contact: Faithland Investments & Financial Services, Inc. DBA Steve Soyebo Insurance Agency 9730 Southwest Fwy, Suite 222 Houston, TX 77074 Phone: (832) 934-9090 Email: office@stevesoyebo.com Business Hours: Monday–Friday, 10:00 AM – 5:00 PM CST

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